Renting vs. Owning

If you're happy renting in San Francisco, there's little point in stretching your finances to buy a home. There are many advantages to renting.

The major disadvantage of renting is that your entire monthly payment vanishes, and you have nothing left to show for it. Home ownership allows you to acquire equity, and allows you to deduct interest and local property tax from your income taxes. And let’s not forget the lifestyle that renters miss out on. Having your own home opens up a world of decorating and entertaining options, and also offers you greater freedom.

This calculator compares the cost of renting versus the real cost of buying a home.

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